Our Latest Posts
Bankruptcy Law Blog
Useful Links
Contact Us
4317 Downtowner Loop N.
Mobile, AL 36609
Toll Free: (800) 303-1416
Phone: (251) 342-0264
Email
Follow Us
Review
Alabama State Bar Association Regulations require the following: “No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.” 11 U.S.C. 528 of the U.S. Bankruptcy Code requires the following: “We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.”
Can I File Bankruptcy on A Bail Bond?
by Padgett & RobertsonWhen someone takes out a bail bond, they may not understand the financial and legal complexities that come with it. If you co-signed on a friend’s bail bond and you’re struggling with the payments, you may wonder if bankruptcy is an option available to you. There is no one quick and easy answer—you have to […]
Should I Get a Second Job or File for Bankruptcy?
by Padgett & RobertsonWhen financial difficulties start slowly taking over your life, you may face a number of tough decisions. They often come down to either working more, maybe a second job, to pay off debt or filing bankruptcy for a fresh start. Both options have advantages and disadvantages, and they affect your life and finances in very […]
How Will a Personal Bankruptcy Affect My Business?
by Padgett & RobertsonFiling for bankruptcy comes with challenges and consequences, but for most, the consequences are worth being free of debt. When you are a business owner, the stakes are a little higher. Depending on how your business is structured and how you have funded your business, your business could be in danger when you file for […]
Bankruptcy and Cryptocurrency: What You Need to Know
by Padgett & RobertsonBankruptcy and the Military: Unique Considerations for Service Members
by Padgett & RobertsonThe legal process of bankruptcy offers relief to those who are in overwhelming amounts of debt. Repaying your debt in full isn’t always an option, especially if you’re falling behind on payments and having to choose between putting food on the table and paying bills. Bankruptcy can give people like you a fresh start. Those […]
How Does Bankruptcy Affect Your Credit Score in the Long Run?
by Padgett & RobertsonWhat keeps someone in massive debt from filing for bankruptcy? In many cases, it’s a fear of damaging their credit score. Your credit score is the key to securing new lines of credit, enjoying lower interest rates on the debt you do carry, and otherwise making your financial status more secure. However, it doesn’t need […]
How Long Does a Chapter 7 Bankruptcy Take to Complete?
by Padgett & RobertsonWhether you’ve decided to move forward with Chapter 7 bankruptcy or you are still weighing your options, we know that you have questions. Many people wonder just how long a Chapter 7 bankruptcy will take—after struggling under the weight of unbearable debt for years, many of our clients just want to be done as quickly […]
When Can I Borrow Money Again After a Bankruptcy?
by Padgett & RobertsonYour debt is discharged, and it feels like a thousand-pound weight is lifted off of your shoulders. Still, you know that building your credit depends on responsibly using credit. Many people assume that getting credit is impossible after bankruptcy, leaving them wondering how they are supposed to ever rebuild their credit score. Fortunately, this is […]
Tax Season and Bankruptcy
by Padgett & RobertsonTax season is just around the corner. Like millions of other Americans, you are likely gathering your W2s, 1099s, and other important tax documents as you get ready to file. If you’re in a substantial amount of debt, this time of year may give you mixed feelings—it’s hard to get a large chunk of money, […]
What is a Bankruptcy Discharge?
by Padgett & RobertsonWhen you decide to file bankruptcy, you’ll hear the term “discharge” used a lot. What does that mean, and how is it different from a denial or dismissal? Learn more about this important term and how it relates to your bankruptcy case. If you’re still looking for the right attorney to handle your bankruptcy case, […]