Our bankruptcy attorneys assist clients with various bankruptcy issues involving:Our Practice Areas
Chapter 7 Bankruptcy
Chapter 7 is known as a “fresh start” bankruptcy case. A typical case is discharged in three to four months. In a Chapter 7 all of your unsecured debts such as credit cards and medical bills are eliminated. Generally, you may reaffirm debts with secured…
Chapter 13 Bankruptcy
Chapter 13 is a bankruptcy repayment plan. In a Chapter 13 case you will repay all or a portion of your debt over a 3 to 5 year period. A Chapter 13 allows you to keep your property while repaying your creditors from your future earnings.
Debt Consolidation
There are several avenues open to consolidate debt, including a debt management plan; home equity loan; personal loan; credit card balance transfer; borrowing from a savings/retirement account and debt settlement. The route you choose should be based on…